Portugal GRI

The Portugal GRI 2020 is postponed.

As soon as the Authorities give us the go-ahead we will schedule the new dates.

In the meantime we invite the leaders to join the digital version of
Portugal GRI discussions taking place from 2 - 4 June.

SEE AGENDA HERE

Participation in this event is by invitation only. If you would like to join our members please submit your interest here.
All registered attendees are also invited to join ta series eMeeting discussions that GRI Club is running. Please see the full list here

Online Discussions

02/06/2020 | 15:00 - 16:15 | British Summer Time (GMT+1)
Iberia Real Estate
Mapping COVID-19 recovery, growth and inbound investment appetite

GDP, Inflation, Unemployment & Rates - Global recession imminent?
Government’s Action Plans - New policies’ impact on deals and cashflow
Global Banking Response - Is the ECB out of options?
Economic Roadmap - What capital risks and opportunities to look out for?

Brian Betel

Managing Partner

ASG Iberia Advisors

Lorcain Egan

Head of Lending

Starwood Capital

Mark Tsocanos

Partner

The Baupost Group

Marta Cladera de Codina

Managing Director, Iberia

Nuveen

Michael Abel

Partner

TPG

Peter Plaut

Executive Director

Wimmer Family Office

Thomas Kottmann

Exec Board Member & Head of Investor Rel

Mespil

03/06/2020 | 16:00 - 17:00 | British Summer Time (GMT+1)
Portugal Real Estate Market Post COVID
Where will the smart money go?

Government & Fiscal Policy - How will domestic and inbound capital flows be supported through COVID recovery?
Foreign Capital & Dealflow: New transactions for the Real Estate sector?
Capital & Dealflow in Low Interest Rate Environment
Current Impacts - How to juggle risk exposure & cashflow?
JV’s and Investment Deals In a World of Social Distancing - Which ones are going to prevail?
Resilient Assets - Will prices going to be affected in the post-COVID or will they continue rising?
Mitigating Risk - Time to develop a diversified portfolio and global strategic partnerships?

Diego Fernández

Vice President

ASG Iberia Advisors

João Carlos Lelis

Director Fund Management

Sonae Sierra

João Pita

Vice President - Development Management

Round Hill Capital

Marius Koch

Senior Vice President

Cerberus Global Investments

Miguel França Santana

Board Member

Fidelidade Property

Paulo Loureiro

CEO

Bondstone

Pedro Seabra

Partner

Explorer Investments

Pedro Vicente

Board Member

Habitat Invest

Tiago Violas Ferreira

Partner

Violas Ferreira

Volkert Reig

General Director

Novo Banco

04/06/2020 | 14:30 - 15:30 | British Summer Time (GMT+1)
Iberia Asset Demand
Looking past lockdowns, what winners and losers to back?

What Does the Recovery Look Like by Sector?
Medium Term Strategic Targets - What are the Scale and Revenue Synergies?
Asset resilience, demand and impact on urban vs suburban assets
Rethinking Uses of Space - Repositioning core, value add?
Serviced real estate and world of social distancing
New Demand Assets - Responding to changing consumer demands
Repricing, Risk Adjustment & Valuations - Are distressed portfolios & value-add the new normal?

Cristina García-Peri

Managing Partner

Azora Capital

Guillermo Ravell

Spain Country Head

Mileway - Spain

Javier Gomez

Director Real Estate EMEA

Nike Inc.

José Antonio de Pedro Cuadrado

Founder

Commuty

Jules Choukroun

Real Estate Director, Iberia

The Student Hotel

Kevin Cheng

Head of Fund Management and Investments

Terraform Capital

Luis Carita

Executive Board Member

SILVIP

Brian

Brian Betel

Managing PartnerASG Iberia Advisors

Spain

Brian has worked for 25 years in the RE sector investing in 6 countries covering a wide range of products in Private Equity RE including CRE value add, turnarounds and residential, hotel and resort development in addition to alternative asset classes. Brian has a further specialty in debt and NPL acquisitions and workouts navigating insolvency processes to unlock value in distressed special situations. He spent 14 years in North America and Europe at a major PE fund with his final position as MD in Spain before opening the ASG Iberia office in Spain as the Managing Partner and setting up ASG Homes Propcorp as a Founding Partner currently developing multifamily residential projects in ten cities throughout Spain with 1,750 condominiums.

Lorcain

Lorcain Egan

Head of LendingStarwood Capital

Lorcain Egan is Head of Lending, Europe for Starwood. Mr. Egan is responsible for debt origination and asset management for Starwood’s lending platform in Europe. Since joining Starwood in 2013, Mr. Egan has structured and executed financings totaling $1.8bn and whilst working in Capital Markets for Starwood between 2013 and 2017 he secured $4.4bn of financing for Starwood’s equity acquisitions across Europe. Prior to joining Starwood Capital, Mr. Egan was a Vice President at Barclays Bank where he worked in their Structured Property, Debt Finance team. In this team, Mr. Egan focused on originating real estate debt opportunities for Barclays. Mr. Egan holds a degree in Law & Economics from the University of Ulster.

Mark

Mark Tsocanos

PartnerThe Baupost Group

USA

Mark is a Partner in Baupost’s Private Investment Group, focusing on real estate investments in Europe and the United States. Prior to joining Baupost, Mark served as an investor, asset manager, lender and workouts officer at Apollo Real Estate Advisors, Wexford Management, The Yarmouth Group and Citicorp Real Estate. Mark received his MBA from Columbia Business School and studied architecture at the Yale Graduate School of Art and Architecture. He earned a B.A. with a major in architecture from Columbia College.

Marta

Marta Cladera de Codina

Managing Director, IberiaNuveen

Spain

Marta Cladera de Codina is responsible for leading the expansion and the management of the business in Iberia, currently with €2 bn of Assets Under Management and 15 assets. In her role, she oversees a dedicated investment and asset management team looking for investment opportunities and creation of JVs in all sectors, residential, logistics, retail and offices. She also manages the relationship with funds, clients and agents in the industry. Marta has been involved in the management and investment of opportunities valued in more than €3bn and has also been active in capital raising for individual investments and long-term mandates across several jurisdictions.

Michael

Michael Abel

PartnerTPG

Michael is a Partner at TPG, a leading global private investment firm with approx. $88 billion of assets under management. He has helped establish TPG Real Estate’s efforts in Europe and is a member of TPG Real Estate’s Investment Committee and TPG Europe’s Executive Committee. He serves on the Board of Directors of several portfolio companies, including A&O Hostels, Campo Properties and Campus Living. He serves as Chairman of Tempore Properties SOCIMI and serves as Chairman of Deutsche Office Properties. He is also a member of the Board at Great Ormond Street Hospital Charity. He holds a Diplôme de Grande École and a Master of Science in Management from ESCP Europe, and speaks German, Spanish, English, Portuguese and French.

Peter

Peter Plaut

Executive DirectorWimmer Family Office

Peter Plaut is an Executive Director at Wimmer Family Office focused on origination, researching and structuring private debt and equity transactions across a broad range of industries including specializing in real estate across the residential, office and hotel and hospitality sectors. Minimum transaction size is $100mm to well over $1 billion. Mr. Plaut is consistently recognized as a leader in the industry. Among his many achievements and awards, he was ranked as one of the Top 20 Rising Stars of Hedge Funds during the 2008 financial crisis –a recognition of his ability to manage through crisis and create positive investment opportunities in all environments.

Thomas

Thomas Kottmann

Exec Board Member & Head of Investor RelMespil

Switzerland

Your Swiss partner for Real Estate Projects in one of the finest European RE markets: Portugal. We develop residential projects in the south of Portugal (Lisbon, Faro, Évora) and we are always open to discuss JVs.

Diego

Diego Fernández

Vice PresidentASG Iberia Advisors

Spain

Diego is a Vice President at ASG Iberia. Prior to joining ActivumSG group in 2015, he completed an MBA at Instituto de Empresa Business School, during which time he did an internship at Alpha Moonlight, a boutique real estate company in Madrid. Before studying for his MBA, Diego worked as an Investment Banking Associate in debt capital markets and risk & portfolio management in BBVA Bancomer Mexico. There he structured and executed investment grade and high yield debt, including new issues of both public and private debt, evaluated financial risks and managed a portfolio of more than €500 million for local and global clients. Earlier in his career, Diego worked at Banco Inbursa as a Credit & Risk Senior Analyst.

João

João Carlos Lelis

Director Fund ManagementSonae Sierra

Portugal

João Lélis joined Sonae Sierra in 2004 as an investment analyst, later becoming Director of the Fund Management business. As member of the executive team, current responsibilities include management of the real estate funds co-owned by Sonae Sierra, of the direct investments outside Iberia and transaction support. Prior to Sonae Sierra, João was a consultant with McKinsey & Company and also with Arthur Andersen. João completed the INSEAD – Advanced Management Programme in 2018 and the INSEAD - International Executive Programme in 2010. He also holds an MBA from the Yale University School of Management (2002) and a BS in Management from Faculdade de Economia do Porto (1997).

João

João Pita

Vice President - Development ManagementRound Hill Capital

Spain

João is a Vice President at Round Hill Capital and has over fifteen years of experience in the real estate space. He is responsible for RHC’s activity in the Portuguese market. Prior to joining Round Hill Capital in 2018, João worked for Teixeira Duarte, where he was involved in multiple platforms, sourcing and developing over 5 million square feet of commercial, residential and mixed used opportunities in Portugal and Africa. João started his career working as a project manager, helping to bring forward a 1.5 million square feet of residential and office schemes in Lisbon. He holds a combined MSc in Civil Engineering and is a member of the Portuguese Chamber of Chartered Engineers.”

Marius

Marius Koch

Senior Vice PresidentCerberus Global Investments

Netherlands

Marius Koch, Senior Vice President. Mr. Koch joined Cerberus in 2009. Prior to joining Cerberus, Mr. Koch worked in the Real Estate Research Department of Corpus Sireo. Mr. Koch graduated from the European Business School (EBS) with a B.S. in General Management and a M.S. in Real Estate Finance and Investments. His responsibilities include the underwriting and execution of real estate and NPL transactions across Europe with a focus on Germany, Portugal, Nordics and CEE.

Miguel

Miguel França Santana

Board MemberFidelidade Property

Portugal

He graduated in Civil Engineering from IST, Lisbon in 1988 and started his career at Proman, Centro de Estudos e Projectos, SA, in the Structural Design Department, with special emphasis on participation in the stability projects at Quinta de Carvalhais of Metro Rotunda II, cold storage centers in the Azores. Among many other residential and industrial projects design. Recently, he has been a member of Hagen Imobiliária SA Board for approximately 2 years. Currently and for the last 6 years he is Board Member of Fidelidade Property Europe, SA., a company 100 % held by Fidelidade Companhia de Seguros, managing all Real Estate Investments of the Insurance Group.

Paulo

Paulo Loureiro

CEOBondstone

Portugal

Paulo Loureiro is the Founder and CEO of Bondstone. He was formerly the Managing Partner of Louvre Capital, a real estate developer focused on high-end residential projects. Since 2016, Paulo has structured real estate projects representing an investment of more than €100 million in Portugal. Prior to founding Louvre Capital and Bondstone, Paulo was an Executive Director at Morgan Stanley in New York. He started his career with Schlumberger, spending six years in Argentina and Brazil holding various operational and management positions. Paulo received his MBA with honors from The University of Chicago Booth School of Business, and holds a Master of Science degree majoring in Maths and Physics.

Pedro

Pedro Seabra

PartnerExplorer Investments

Portugal

Joined Explorer in 2012 and currently is the Partner in the Real Estate Business Area. He worked at CBRE in Madrid in 1987 and opened the Portuguese office in 1988, leading it until 2012. Pedro has a degree in Systems Engineering from Instituto Superior de Matemáticas Aplicadas and a master in Finance and Company Financial Management from ISCTE-INDEG. He is a Fellow of the Royal Institute of Chartered Surveyors (RICS) and appraiser certified by the CMVM.

Pedro

Pedro Vicente

Board MemberHabitat Invest

Portugal

Pedro Vicente is a board member at Habitat Invest, overseeing the BBB, sales, marketing, business development and operations departments at the company. He has developed his activity at the real estate industry as head of legal and marketing and asset manager of a state-owned company- EPUL. He evolved to level Constellation, a Chinese real estate fund from Shanghai, operating in Portugal. He is the co-founder of the Portuguese Institute for Corporate Governance and member of the advisory committee. Habitat Invest is privately-held and an independent real estate investment company, founded in 2004, with investments in urban rehabilitation and new born projects. Projects underway in 2019 represent an investment greater than €300 million.

Tiago

Tiago Violas Ferreira

PartnerViolas Ferreira

Portugal

Tiago Violas Ferreira joined University of Porto – (FEP) Faculty of Economics - in 1988. Latter on, in 1996, he started to work as a Financial Director in his family company and would remain in the office about 10 years. Since 2006 he is the CEO of Holding Violas Ferreira SGPS, where currently he ́s leading development project ́s in the area of real estate, mostly in Porto city.

Volkert

Volkert Reig

General DirectorNovo Banco

Portugal

Volkert is presently President of the Board of Directors of Novo Banco Real Estate and has over twenty years of international experience in M&A, private equity and real estate. Prior to joining Grupo Novo Banco (GNB), Mr. Reig served as a Managing Director for Hudson Advisors. Mr. Reig Schmidt has a Master in Law from the Universidad San Pablo CEU and is admitted to practice in the Madrid Bar Association. Volkert is fluent in Spanish, German and English and has a basic knowledge of French and Portuguese.

Cristina

Cristina García-Peri

Managing PartnerAzora Capital

Spain

Cristina García-Peri is Head of Corporate Development and Strategy for the Azora Group, an independent investment and asset management group with more than €3.7bn of equity raised. Prior to joining the Azora Group in 2011, she worked for 16 years in the investment- banking sector at both Merrill Lynch (2 years) and JP Morgan (14 years), where she held various positions in the area of M&A for 4 years and for 10 years was MD responsible for Corporate Equity Derivatives for EMEA. Her last two years in investment banking took place at Merrill Lynch where, in addition to continuing to lead Corporate Equity Derivatives she also was responsible for Equity Capital Markets for Spain and Portugal.

Guillermo

Guillermo Ravell

Spain Country HeadMileway - Spain

Spain

Mr. Ravell has more than 20 years experience in the real estate sector. Prior to joining Mileway in October 2019, he spent 2 years as Senior Advisor for Kefren Capital Real Estate and 10 years as Country Manager for Goodman, leading asset management, investment and development transactions in Spain. Guillermo has also worked at CBRE in various roles, first as Asset Management Director and later as Regional Director Valencia.

Javier

Javier Gomez

Director Real Estate EMEANike Inc.

Spain

Architect by degree, Javier coursed different post-graduate programs industry and business related. Javier has gained experience in Real Estate and Construction from different markets, including Spain, Middle East and since 2014, in The Netherlands, where he is now Director of Real Estate, Program Management and Construction for non-retail locations in Nike EMEA. In this role, he’s responsible for supporting the activation of Nike strategy in key cities and campuses in EMEA.

José

José Antonio de Pedro Cuadrado

FounderCommuty

Spain

Jose manages innovation projects for investment funds. Among others, he has directed asset transformation projects into co-working, co-living, PropTech implementation and multi-generational housing. +2 years Experience in the Real Estate Sector advising investment funds on asset transformation. Managed several projects of co-working and co-living transformation providing innovation to real estate portfolios. Previous experience on structural and facade engineering

Jules

Jules Choukroun

Real Estate Director, IberiaThe Student Hotel

Netherlands

Kevin

Kevin Cheng

Head of Fund Management and InvestmentsTerraform Capital

Hong Kong

Kevin has extensive real estate fund management and asset management experience, having worked on portfolios in Australia, United States of America and Mainland China, and across different asset class such as retail, industrial and office. Kevin joined Terraform Capital in March 2018, as Director of Funds Management, he oversees fund operations and develop new funds, investor relations and sourcing new real estate opportunities for new funds.

Luis

Luis Carita

Executive Board MemberSILVIP

Portugal

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Portugal Advisory Board Members

Brian Betel

Managing Partner

ASG Iberia Advisors

http://www.activumsg.com

+34 917 37 58 55

Madrid | Spain

Activum IberiaSG invests in niche value add commercial real estate include shopping center and hotel repositioning and residential development opportunities, enhancing assets through hands-on management.

Cristina García-Peri

Managing Partner

Azora Capital

http://www.azora.es/

+34 913 106 370

Madrid | Spain

Grupo Azora es una gestora independiente, líder en España, que comenzó su actividad en 2003 y que en la gestiona activos con un valor de casi 5.000 millones de euros. Su plataforma, una de las más importantes en España, cuenta con más de 200 profesionales con gran experiencia en todo el espectro del ciclo inmobiliario, incluyendo la originación, estructuración e inversión, nuevos desarrollos y reposicionamientos, gestión integral, alquiler y venta de activos individuales o carteras. Azora está especializada en cuatro tipologías de activos: residencial, hoteles, oficinas y alojamientos para estudiantes. Azora gestiona en la actualidad una de las principales carteras de residencial en alquiler en España, con más de 12.000 viviendas, y ha creado la mayor cartera de hoteles en España en régimen de gestión / alquiler con más de 13.000 habitaciones recientemente adquirida por Blackstone a través de la oferta pública de adquisición de Hispania.

Hugo Santos Ferreira

Executive Vice President

APPII

http://www.appii.pt/

+351 21 387 77 49

Lisbon | Portugal

APPII represents the biggest cluster of the most significant companies with activity in the Portuguese RE Industry, such as leading development and investment companies, funds and listed companies, all asset class operators, as well as hoteliers.

João Carlos Lelis

Director Fund Management

Sonae Sierra

http://www.sonaesierra.com/

+351 21 751 5000

Lisboa | Portugal

We develop, manage and invest in sustainable assets and provide investment, architecture & engineering and property management services for clients in geographies as diverse as Europe, South America, North Africa and Asia, while creating shared value.

João Sousa

CEO/Founder

JPS Group

http://www.jpsgroup.pt/

+351 217 581 055

Lisboa | Portugal

A JPS GROUP começou a ser estruturada há cerca de 10 anos. A economia portuguesa entrava em recessão e a necessidade de um novo modelo empresarial era eminente. A JPS GROUP nasce neste contexto de crise financeira, num mercado imobiliário frágil

José Cardoso Botelho

Managing Director

Vanguard Properties

https://www.vangproperties.com/en/about-us/

+351 21 581 4094

Lisbon | Portugal

Vanguard Properties is a leading real estate developer mainly dedicated to residential and touristic projects located in Portugal.

Miguel França Santana

Board Member

Fidelidade Property

https://www.fidelidade.pt/PT/particulares/Habitacao/Paginas/multirriscoshabitacao.aspx

+351 213 239 087

Lisboa | Portugal

Fidelidade Property Europe is the real estate arm of the Fidelidade Insurance Company Group. We invest in Portugal and worldwide, assuring the management of Fidelidade’s real estate portfolio.

Paulo Barradas

MD, Head of M&A and Investor Relations

Norfin

http://

+351 21 799 4900

Lisbon | Portugal

Norfin is the leading independent Real Estate investment fund manager in Portugal with €1.5bi of AuM. Norfin is part of Arrow Global, a leading European investor and asset manager in non-performing and non-core assets with €55bi of AuM.

Paulo Loureiro

CEO

Bondstone

http://www.louvreproperties.com/

(+351) 211 349 157

Lisbon | Portugal

Bondstone was founded in 2020 by Paulo Loureiro as a private equity real estate investment and asset management firm focused on the Portuguese market, investing across several asset classes and investment styles.

Pedro Coelho

Chairman

Square Asset Management

http://www.squaream.pt

+351 213 808 290

Lisbon | Portugal

Square Asset Manager is the leading independent Real Estate Asset Manager in Portugal. Total AUM 1,5 Billion. In Regulated Funds, AUM 1,1 Billion with the largest Open Fund with in excess of 23.000 Retail Unit holders.

Pedro Seabra

Partner

Explorer Investments

http://www.explorerinvestments.com/

+351 21 324 18 20

Lisbon | Portugal

Explorer is Portugal’s leading independent management firm for Private Equity across different asset classes. Explorer currently manages and advises over 1.3BN€ in assets across 4 Business Areas: Private Equity, Growth Capital, Real Estate and Tourism.

Pedro Silveira

Chairman

SiLCOGE

http://www.sil.pt

+351 210 124 500

Lisbon | Portugal

The SIL Group is a consortium of several independent companies, complementary to each other and often working in collaboration. The SIL Group has over 60 years experience in the Portuguese real estate sector.

Pedro Vicente

Board Member

Habitat Invest

http://www.habitatinvest.pt/

+351 213 461 024

Lisbon | Portugal

Habitat Invest is a private real estate investment company founded in 2004. A One-stop-shop, which accompanies all stages of the project, from the identification of opportunities and negotiation to rehabilitation, sale & leasing.

Volkert Reig

General Director

Novo Banco

http://

Novo Banco Real Estate is a top-tier, leading real estate fund manager in Portugal, founded in 1992, duly registered and supervised by CMVM and Banco de Portugal, and consistently the largest and most relevant firms in the industry.

Brian

Brian Betel

Managing PartnerASG Iberia Advisors

Spain

Cristina

Cristina García-Peri

Managing PartnerAzora Capital

Spain

Hugo

Hugo Santos Ferreira

Executive Vice PresidentAPPII

Portugal

Hugo Santos Ferreira is the Executive Vice President of APPII – the Portuguese Association of Real Estate Developers and Investors and Director of the Portuguese Confederation of the Construction and Real Estate Sector. Hugo is also an Advisory Board Member of SIL – the Portuguese Real Estate Exhibition and of the Portuguese Green Business Week – Smart Cities Summit. Hugo has a Law Degree and a Master in Public & Administrative Law from the Portuguese Catholic University and was a Real Estate Lawyer at the Iberian law firm Cuatrecasas for almost 10 years up until 2014. He is also the author of several opinion articles and chronicles in the main magazines and newspapers in Iberia and other Southern European Countries.

João

João Carlos Lelis

Director Fund ManagementSonae Sierra

Portugal

João

João Sousa

CEO/FounderJPS Group

Portugal

Formado em Direito, pela Faculdade de Direito da Universidade de Lisboa, o CEO da JPS GROUP, Dr. João Sousa, iniciou o seu percurso profissional aos 23 anos, na área empresarial e dos negócios. Foi com estes primeiros passos e contacto com o mundo profissional, que soube que exercer Direito não era uma opção e decidiu enveredar pela área à qual se estava a dedicar com tanto afinco. Como tal, começou a fazer o seu percurso na consultoria de investimento financeiro e imobiliário, percurso esse que veio, mais tarde, a dar origem à fundação da JPS GROUP. Um dos períodos de tempo deste percurso foi passado no estrangeiro, em múltiplos negócios em África, pelos países da América do Sul e na Ásia.

José

José Cardoso Botelho

Managing DirectorVanguard Properties

Portugal

Experienced investor in Real Estate. Since the end of 2015, focused in the setup and management of Vanguard Properties, a leading developer, focused on residential and touristic projects. Currently the group has 16 projects under development located in Lisbon, Oeiras, Comporta and Algarve. Vanguard’s is currently leading the consortia that will acquire the real estate funds of Comporta Investment Fund. Since 1988, José has been involved in multiple ventures notably in retail, real estate, technology (software, heading systems, medical, etc.). Significant expertise in Real Estate, Funding, Negotiation and Venture Capital. Undergraduate in Management with expertise in Finances. MBA in International Management.

Miguel

Miguel França Santana

Board MemberFidelidade Property

Portugal

Paulo

Paulo Barradas

MD, Head of M&A and Investor RelationsNorfin

Portugal

Paulo Barradas is a Managing Director at Norfin SGFII and heads the M&A and investor relations department. He has more than 22 years of experience in the international investment banking industry, of which the last 6 years in London as Head of M&A at Haitong Bank. Prior to that, he was Head of M&A for Energy and Infrastructure and Head of Real Estate Investment Banking at Espírito Santo Investment Bank.

Paulo

Paulo Loureiro

CEOBondstone

Portugal

Pedro

Pedro Coelho

ChairmanSquare Asset Management

Portugal

55 years, married 2 sons From 2002 - 2017 Square Asset Management - Partner; 1,5 Billion under management in all sectors for retail and institutional clients : Managing the highest Portuguese performance balanced portfolio over the last 8 years in a row according to MSCI/IPD; from 1990 - 2000 ESAF Espírito Santo Activos Financeiros SGPS - Real Estate Managing Director Investments: Portugal, Brazil, Russia.

Pedro

Pedro Seabra

PartnerExplorer Investments

Portugal

Pedro

Pedro Silveira

ChairmanSiLCOGE

Portugal

Pedro Silveria is the chairman of SILCOGE, Group SIL's main development company, was founded in 1949. SILCOGE is currently developing over 250000 sqm of property in greater Lisbon area

Pedro

Pedro Vicente

Board MemberHabitat Invest

Portugal

Volkert

Volkert Reig

General DirectorNovo Banco

Portugal

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